HSBC Singapore Fixed Deposit

Recently, looking for a decent rate to deposit some cash.  My finding is that fixed deposit rate are all very pathetic, especially those offer by our big 3 local banks.  In the end, settle for 1.40% for 24 months.  No fish, prawn also good, no prawn then no choice got to eat ikan bilis.  ;-)

The Death of Black Panther Start 2020

Around the world this morning, everyone woke up with the news that actor Chadwick Boseman had died of colon cancer at the age of 43.  Boseman died at his home in the Los Angeles area with wife and family by his side.

Black Panther is one of my favorite Marvel character and I was shocked to hear this news.

"Black Panther" is the 2nd highest grossing movie at box offices worldwide in 2018, heralded for its vibrant celebration of African culture and applauded as a milestone for racial diversity in Hollywood.

Boseman had kept his health issue quiet while doing his best during filming and continue to do so till his very last day.   Chadwick Boseman death again remind us that life is precious and we should seek to do whatever we are doing, using our 100% capabilities. 

In memory of The Black Panther. Chadwick Boseman. Rest In Peace ~ The King Of Wakanda.

Open Electricity Renewal

My contract with Genco ends on 20 Nov 2020 and I can only recontract on 21 Nov 2020, now look for better pricing.  There are usually more goodies if you switch suppliers.

So far, Pacificlight seem the most promising.

https://pacificlight.com.sg/home/plans-new

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12 Months

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Confirm plus chop save! No matter what the regulated tariff is, you’ll pay 25.5% less. It’s the best deal for the bargain-seekers!

• No hidden charges
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• Valid till 30 Sep 2020

Mistral MFD4880R Remote Tower Fan

Bought this Mistral MFD4880R Remote Tower Fan and suprising at maximmum speed, it was quieter than my Dyson bladeless fan which cost more.  Overall a good Made in Singapore fan, need to support local brand especially at this kind of pandemic time.  ;-)

Mistral MFD4880R Remote Tower Fan

Features
6 Speed Selection
Mode : Normal, Natural, Sleep
120° Left-Right Oscillation function
12 Hours Timer
LED Display
Sensor Touch Control Panel
Smart Memory Auto Save

Specifications
Voltage :220 - 240V
Frequency : 50Hz
Power: 45W
Height: 110 cm
Remote Control : Yes
Safety Mark : 161026-12

Warranty : 3 Years Warranty on Fan Motor (Kindly register warranty online at https://mayercare.biz/eWarranty/)

Continuous Learning is the Future

This pandemic had again remind us the importance of lifelong learning in order to keep up to date to the current job market.  The Singapore government is going to ramp up the higher learning capactiy and is now up to individual to pick up skills that are relevant to the current industry.

Digitalzation to the max will be the industry next move and technology driven skills is the minimum skills requirement whether in business or jobs.

Learing and re-learning are a neccessity entry requirement.

SkillsFuture work-study programmes to become ‘mainstream pathway’ by 2025, benefit more students

https://www.channelnewsasia.com/news/singapore/moe-skillsfuture-work-study-programmes-lawrence-wong-13051458

The Rich and Ugly

HDB car park ramp are built for the handicapped but there are always some who are rich but behave improperly.  There is no point talking to such people and the best way is to report them to the authority and let the law take care of them. 

Woman parks Audi at Tampines void deck, says that's what the ramp is for

https://www.asiaone.com/singapore/woman-parks-audi-tampines-void-deck-says-thats-what-ramp

Circuit Breaker Work From Home Woes

Due to the circuit breaker, more office employees are working from home and many are facing common issues like headaches, backaches, etc.

At home, we need to take breaks by walking around and move are vital. Humans are designed for an array of movements, not for sitting.

Try to keep a good upright posture, with the shoulder rolled back and the head directly above the shoulder. Every inch your head moves forward from neutral can double the workload for the neck and its muscles.

Ensure your desk is high enough so you can maintain this posture, with the keyboard meeting your hands easily and your screen raised to eye level.

Do take good care of your health during this crisis time.

https://www.tnp.sg/lifestyle/health/stress-poor-posture-lead-work-home-woes

Singaporean turn to Side Hustles While Waiting

As COVID-19 hit the Singapore job market, Singapore young adult are starting side hustles while waiting to land a full-time job.

In Mr Wijaya’s case, he has turned to freelance styling and design jobs to stay afloat.

Ms Mirah Jayy, 26, is the sole breadwinner in her family supporting her younger siblings and parents.
When she found herself without work due to the ongoing pandemic, the former theatre technician took up two part-time jobs even though the income was “less than half of her previous salary”.

Homebaker Yeo Wan Ling, 25, has been advertising and selling her cakes on her Instagram account Our First Bake since 2018, but she said she never expected to rely on it until she was retrenched from her first job as a creative associate in a food-and-beverage consultancy firm in March.

Mr Chiam plans to use the downtime to focus on, among other things, building his brand, SG Good Life — a lifestyle blog and a YouTube channel, with the eventual aim of monetising it.

Accepting any job in this climate, even if it is a series of part-time jobs, is not a bad idea as well, she said, as it shows “resilience” in a job candidate which recruiters look out for.

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Under-35 and jobless: S'poreans turn to side hustles, self-improvement while waiting to land a full-time job

https://www.todayonline.com/singapore/under-35-and-jobless-singaporeans-turn-side-hustles-self-improvement-while-waiting-land

When Retiree Leave Your Money in CPF Bank

Almost every year, there will be a news reported that retirees lost their hard earned money from investment.  Even after Lehman Brothers Minibond saga in 2008, not sure why MAS still allowed Banks to sell unsecured products to those ah gong and ah ma.

Everytime something happend, the scape goat will be the Relationship Manager, but who rent the place to RM.  Most consumers will assume that the product is from the bank and let their guard down.

Anyway, sueing might not help as Banks have sharks lawyer.  Best way if you are a son or daugher, do keep your old papa and mama inform and avoid those RM sharks that greet you with a BIG smile at the bank entrance.

Retiree sues UOB over $1.15m in investment losses

https://www.straitstimes.com/singapore/courts-crime/retiree-sues-uob-over-115m-in-investment-losses

The Need for Adult to Learn Continuously

2020 is a rebooting year as we all need to reset our thinking and adapt to the new normal.  Corona virus had kill many lives as well as many jobs.  Technology is going to be implemented to all industries to the maximum possible and we need to learn how to use technology in our jobs.  Therefore, we need to embrace the new normal and start learning and adapting.

I have also started to search for courses to learn and my first course was not availabile.  Now, seeking the next availabile course.

How about:

E-COMMERCE CAMPAIGN MANAGEMENT (ICDL DIGITAL MARKETING)

Best regards,

Good day. Ivan from NTUC LearningHuh here.
Nice to hear from you and thanks for your interest in our courses.

Fyi, the schedule of Search Engine Optimization (SEO) for Google course is currently not released yet.
We will keep you updated while we have the schedule.

Meanwhile, may I know if you also keen in our other courses?
Fyi, we also have the courses ranging from IT fundamentals, Project Management, to Leadership and People Management.
Please feel free to let me know if you keen in any other courses.
Thank you.

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Minister of State for Education and Manpower Gan Siow Huang said Covid-19 has already brought about a fundamental transformation of the workplace and classroom. "There has never been a stronger need for workers to adapt by shifting into new job roles and picking up new skills," said Ms Gan.

https://www.tnp.sg/news/singapore/makeover-training-sector-help-workers-pick-new-skills

Benefits to our Mind When Talking to Strangers

The Benefits of Talking to Strangers.

• Enhance and enrich our lives.
• Offer us the opportunities for novel experiences and information that is beyond the purview of our inner circles.
• Strangers are vital social connection that can help us get through the day and make life more interesting.
• Help to simulate our brains when having a conversation with strangers as compare with people with know.
• Improve our lives as strangers may provide us with a new line of thoughts. 

https://www.todayonline.com/commentary/benefits-talking-strangers

Wear A Face Mask To Save Lives

Wearing a face mask is like putting on your car seat belt, it save lives in the current conronavirus infected society.

Just look at Australia, they were successful in controlling the conronavirus and health authorities recommended that face mask does not reduce the risk.   So, majority of the Australia population goes mask down.  The next moment, we see Australia conronan virus cases started to spike up like nobody business.

Australia is a good case study that as long as there are still conrona virus cases around the world. face mask and social distancing must remain unless the country decided to isoalate itself from the rest of the world and be self sufficient in all their daily items.

https://www.rdasia.com/healthsmart/10-facts-that-will-convince-you-to-wear-a-face-mask?utm_source=readers&utm_medium=email

Fujitsu - Universal A/C Remote

My Fujitsu Aircon remote malfunction and I bought this Univeral A/C Remote to replace.  My Fujitsu setup number is 046 according to the manual paper that come with it.  Click button SET to setup the number, press the TEMP Up and Down number to change the aircon number.