N95 Mask eCommerce Scam

Carousell is a great platform for selling away our used item for recycling.  However, it had been mis-used by scammers to cheat other people money.

COVID-19 had made people vulnerable as they are deperate to get hold of any mask and some are willingly to pay any price even if it sound too good to be true.

Do be careful when you trade online.

https://www.tnp.sg/news/singapore/17-year-old-charged-over-100-n95-mask-scam

Singaporean Who Are Selfless

This story shows that there are still Singaporean who help others out of love and without the need of asking anything back.  I salute them for the things they have done and may God bless them for their kind love to those special needs children.

https://www.channelnewsasia.com/news/singapore/fostering-special-needs-child-12213360

2020 Personal Goals

• Practise daily online writing.
• Learn Position trading as it is less stressful as compare with swing trading.
• Pre-trade using charting.
• Daily planking for a flatter stomach.
• Learn any new things weekly.  

Sarah Pang - The True Champions

Failure are only temporary setback, a true reminder to myself.

She said: "Everyone has difficulties, everyone faces challenges, but the true champions ... are the one who have extraordinary responses to normal situations.

"At the start, I would lose, walk off court and think to myself: 'What the hell are you doing Sarah, you are the biggest joke alive ... But those moments always only lasted for a while," she added.

"Today when I lose, I've come to a point where I realise that there is no such thing as lose. There's only win or learn."

From less than S$2 in the bank to breaking into the big league of tennis, Sarah Pang chases a sporting dream:  https://www.channelnewsasia.com/news/sport/tennis-wta-singles-rankings-singapore-sarah-pang-12219664

Bus and Train Fares Increase on Dec 28

This morning, took a bus and notice price have increase by 7 cents for adult fares.

Currently, credit cards offer some further discount for adults as part of the monthly spending. so why not make use of it to save some money.

Inflation is part  and parcel of life, so we have to be prepared every year that cost of living are likely to increase yearly.

https://www.channelnewsasia.com/news/singapore/mrt-train-bus-fare-review-ptc-11981384

Government Should Not Leave it to Market Force

When it comes to medical charges, doctors have the upper hand.  Letting hospitals to freely charge patients without control will only spike up prices for patients especially when they know you bought medical insurance.

When doctors are pressure by their hospitals to make profits, then patients end up paying more.  If a doctors tell you that you need to take this expensive cure or you will be dead soon, how many patients dare defy their opinions even though it can wipe out their savings.

Please don't make HEALTH CARE a free market economy.

Health and social policy Adjunct Associate Professor Phua Kai Hong at the Lee Kuan Yew School of Public Policy in the National University of Singapore said the financing structure for healthcare has evolved over the years because of policy changes and the growth of third-party insurers.

He said there used to be a guideline on what doctors could charge, and they had to justify it when charging higher fees.

But the guideline was scrapped 12 years ago "in the interests of the free market economy".

https://www.tnp.sg/news/singapore/insurance-linked-high-medical-inflation

Spending Time With Friends or Pampering Yourself

Tomorrow is mother day and I wish all a happy mother day.

Many mothers work hard without taking time to unwind and that is not good.  A mother who knows how to relax and take care of themselves will end taking better care of the family.  Mother are human who deserve a break too, I mean regularly

This is a good reading for all mothers:
https://www.tnp.sg/news/singapore/starting-your-own-business-let-go-mum-guilt

Cheers and happy mother day!