Spending Time With Friends or Pampering Yourself

Tomorrow is mother day and I wish all a happy mother day.

Many mothers work hard without taking time to unwind and that is not good.  A mother who knows how to relax and take care of themselves will end taking better care of the family.  Mother are human who deserve a break too, I mean regularly

This is a good reading for all mothers:
https://www.tnp.sg/news/singapore/starting-your-own-business-let-go-mum-guilt

Cheers and happy mother day!

NUS Peeping Tom - Zero Tolerance Should Be Implemented

As a university student, I believe they are already mature enough to know what is the right or wrong thing to do.   The current system of two strike you are out is like a game.  If I am a NUS student and I know that the Uni will be lenient to me for my first offence, why not make used of the opportunity.  NUS NTU should brief new Uni students about their zero-tolerance policy on this matter so that new comers will think twice about mis-behaving as there will be consequences.

https://www.tnp.sg/news/singapore/nus-peeping-tom-case-nus-president-admits-school-fell-short-sexual-misconduct-case

https://www.tnp.sg/news/singapore/most-students-want-tougher-punishments-sexual-offences-campus-poll

Probiotics for Digestive Health

Indigestion and constipation seem to be following me as I age.  I read that probiotics may help and would like to consume it to see if it helps.  Hope it can relives my bloated stomach after every meal.  I went online and read some reviews and decided to purchase this Digestive Wellness product from Nano Singapore.  The product is made in USA but formulated in Singapore.

Chop Ghop Fujitsu Aircon Code

Fujitsu Aircode code is 700

K-1028E Universal a/c Remote

theintelligentinvestor portfolio Oct 2018

Keep for reference only

Happily Retired - 8 Blue Chip Shopping list - Self Reference

HappilyRetired

 5.1 K

2018-09-15 04:41 

MY CURRENT 8 BLUE CHIP SHOPPING LIST

STI had fallen from 3600 level to 3100 level, a drop of close to 15%! and this was a great time to had been buying quality stocks on the cheap.

If you are feeling worried about your paper losses and not sleeping well at night then maybe stocks are not suited for you, sell them all and put the cash into SSB or fixed deposit to sleep well~!

Instead this should be the time that your rejoice! would you rather pay a low price or a high price to purchase these blue chips? of course you would happier paying less ^_^

some blue chips that I had been buying or currently waiting to buy

$DBS(D05.SI)

added back near 24+ level as the dividend of 1.20 makes it close to a solid 5% yield, I had previously sold off near 30 level so this was an easy buy back, I believe the oil crisis has passed and the current trade war crisis should not affect our bank's earnings

$OCBC Bank(O39.SI)

added more at 11+ level as 1.2 times book value along with a 12% expected ROE% produces a solid 10% returns for long term, this is now my 2nd largest position behind thaibev. What i like most about OCBC is its high recurring income from asset management business as well as its hidden asset play of property and insurance biz which are non core that can be unlocked for huge profits.

$CapitaMall Trust(C38U.SI)

Upon their announcement of westgate deal, I quickly unloaded my entire position at 2.20 level... I believe its quite overpriced at 4%+, allowing the parent capitaland to clock a big gain...I would look to re purchase CMT if it comes back to 2.00 level again or 1 times book value

$CapitaLand(C31.SI)

added more at 3.30 level and will add even more at 3.00 level to average down, I had mentioned much in details previously, 30% discount to book and 4% yield, much a value play

$Ascendas Reit(A17U.SI)

the placement deal is very dilution and big discount, 2.40 would seem a good level for accumulation.. banks and property have fallen much, reits could start falling next due to faster than expected rate hikes

$SingTel(Z74.SI)

Previously bought this 2 years ago for the NLT special dividend play but was greatly disappointed and sold all out at 3.50, ST just kept disappointing more with poor results... earnings outlook is very very bad ahead... but with the dividends to be maintained for next 2 years there could be value if bought on the cheap. 
3.00 could be a solid entry, 2.80 would be great

$ComfortDelGro(C52.SI)

the worst should be over for CDG yet not much attention is paid to it, I previous bought at 2.00 and sold of my entire position at 2.40 so I wouldn't mind boarding again at 2.20 or 2.00 level

$ThaiBev(Y92.SI)

Still holding on and didnt not add more as this is already my top position, I may considering buying a bit more if 60 cents level comes but this is unlikely. 2018 full year earnings looks bad before a recovery in 2019, will be a long and tough ride out I guess